When you place an order through ExpertVoice, your payment is processed in a few secure steps to ensure everything goes smoothly. Here’s a breakdown of how payments work, including details about pending authorizations, settlement, and reauthorization.
Pending Authorization (Initial Hold)
When you submit an order, your payment method (credit/debit card or similar) is authorized for the total amount. This is not a charge yet—it's a temporary hold placed by your bank to confirm that funds are available.
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This authorization typically appears as a “pending” charge on your bank statement.
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It ensures that your payment method can cover the full amount of the order.
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No money is withdrawn at this stage.
When You’re Charged: At the Time of Shipping
ExpertVoice brands charge your payment only when your item ships, not when you place the order.
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Once your item leaves the warehouse, your payment is captured (settled).
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The previously authorized amount is finalized and your bank reflects it as a completed transaction.
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If your order ships in multiple parts, each shipment may be charged separately based on what’s shipped and when.
Reauthorization Every 7 Days
If your order hasn’t shipped within 7 days, our system will automatically reauthorize your payment method. This is a common practice to maintain an active and valid authorization with your bank.
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The original hold expires after 7 days (per most bank policies).
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A new authorization is placed for the same amount.
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This process may repeat weekly until your order ships.
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You might see multiple pending charges, but only one will settle—the one corresponding to your shipment.
Important: If your card has expired or funds aren’t available during reauthorization, your order may be delayed or canceled. Keep your payment method up to date to avoid issues.
Completed or Settled Transactions
Once your item is shipped and the payment is captured, the transaction is finalized:
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The authorized hold is replaced by the settled charge.
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Your bank statement will show this as a completed payment to ExpertVoice or the brand you purchased from.
Still Have Questions?
If you see unexpected charges or if an order was canceled but you still have a pending authorization, don’t worry—it typically disappears within a few business days. If you need help, our support team is here for you.
Tip: Banks and credit cards may take 3–5 business days to release expired authorizations. If you have questions about a pending charge, it’s a good idea to contact your bank for clarification.